Fix & Flip — Zero Points Program: No origination points on your loan | No Monthly Payments: Interest reserve built in — $0 out-of-pocket during rehab | Same Day Term Sheets of receiving supporting documents | Fix & Flip — Zero Points Program: No origination points on your loan | No Monthly Payments: Interest reserve built in — $0 out-of-pocket during rehab | 100% Purchase / 100% Rehab — Financed Reserves | Qualified Investors Only | Term Sheets in 48 Hours of receiving supporting documents
GAC Capital Advisors
Private Investor Lending

Private Capital Loans
Built for Serious Investors

No Points. No Games. Just Capital.

We get the hard-to-place deals done — that others have failed to find solutions for.

Zero Points Program No origination points on your Fix & Flip loan
No Monthly Payments Interest reserve built in — $0 out-of-pocket during rehab
100% / 100% — Qualified Investors Up to 100%/100% Purchase + Rehab financing with financed reserves — for qualified investors

Fast, flexible private capital up to $10 million — including DSCR loans and institutional capital solutions across the full capital stack. Most term sheets issued the same day of receiving supporting documents.

Max Loan
$10M
Asset Types
4+
Term Sheets
Same Day
Capital Stack
Full
Institutional
$5M+

Private Capital Loan Programs for Real Estate Investors

GAC Capital Advisors funds investor-only transactions across all programs — 100% non-owner occupied. No exceptions, no fluff.

Ground-Up Construction
— Single Family

New construction loans for 1–4 unit residential builds. From lot acquisition through certificate of occupancy.

Non-owner occupied · 1 to 4 units

Ground-Up Construction
— Commercial Multifamily

Larger-scale ground-up financing for commercial multifamily projects where speed and deal structure matter.

Non-owner occupied · 5+ units

Multifamily
1–4 Units

Acquisition and value-add financing for duplexes, triplexes, and fourplexes — priced for investment return profiles.

Non-owner occupied

DSCR Loans

Debt Service Coverage Ratio loans qualify based on the property's rental income — not your personal income or tax returns. Ideal for investors scaling a portfolio.

Non-owner occupied · No income docs required

Up to $10,000,000 in private capital. Investor-only transactions. Fast decisions, flexible structures. Fix & Flip — Zero Points Program & No Monthly Payments available.

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Same Day  Term Sheets

Submit your supporting documents today — most clients receive a term sheet same day. No drawn-out processes, no unnecessary delays.

Submit Documents →

Institutional Capital — Full Capital Stack Solutions

Beyond private lending, GAC Capital Advisors structures and sources institutional capital across every layer of the capital stack — minimum $5 million up to $100 million and beyond — for acquisitions, ground-up development, and recapitalizations of maturing notes.

🏦

Acquisitions

Institutional capital structured for direct property acquisitions — from value-add multifamily to large-scale commercial assets.

$5M – $100M+
🔄

Development Recapitalizations

Recapitalization solutions for maturing notes and mid-development projects requiring fresh capital structure or bridge-to-perm strategies.

$5M – $100M+
🏗️

Senior Debt

First-position senior debt placement for stabilized assets and ground-up construction at competitive institutional pricing.

$5M – $100M+

Preferred Equity

Preferred equity structures that provide priority returns and downside protection for projects requiring gap financing above senior debt.

$5M – $100M+
🔗

Mezzanine Debt

Subordinate debt layered between senior and equity — designed to maximize leverage while filling the gap in complex capital stacks.

$5M – $100M+
🤝

LP Equity & Co-GP

Limited partner equity placement and Co-GP structures for experienced operators seeking institutional partnership on qualified deals.

$5M – $100M+

Why Real Estate Investors Choose GAC Capital Advisors

01

Same Day Term Sheets

Most term sheets are issued within the same day of receiving supporting documents — no waiting weeks for a decision. We move at the pace your deal demands.

02

Investor-Only Focus

We exclusively serve real estate investors — no owner-occupied, no diluted attention.

03

Flexible Structures

Loans structured around your project timeline and capital stack, not a rigid bank template.

04

Serious Capital

Loans up to $10 million — scaled for meaningful projects across multiple asset classes.

05

We Get It Done

We specialize in hard-to-place deals that other lenders and advisors have failed to solve. If there's a deal to be structured, we find the path forward.

06

No Points. No Games. Just Capital.

Our Fix & Flip program comes with zero origination points — more money stays in your deal.

07

100% Financing Available

Full purchase and rehab coverage with financed reserves — no capital required out of pocket for qualified investors.

🎯

Hard-to-Place Real Estate Deals — We Find Solutions Others Can't

GAC Capital Advisors is built for the complex, the unconventional, and the overlooked. If your deal has been turned down or stalled, bring it to us — we specialize in structuring capital solutions where others have fallen short.

Let's Talk →

Contact GAC Capital Advisors — Let's Discuss Your Deal

Fill out the form and a member of our team will be in touch to discuss your project, loan size, and timeline.

Jose G Maldonado 📧 jose@gacadvs.com 📞 (623) 806-4135
Jose G Maldonado II 📧 joseii@gacadvs.com 📞 (774) 240-3445

Non-owner occupied investor inquiries only. All submissions are reviewed by our lending team within one business day.

100%/100% financing available to qualified investors only. Subject to experience, credit, and deal criteria. Contact us to determine eligibility.

No Points. No Games. Just Capital.
 

Loan Inquiry

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📎
Drag & drop files here or Accepted: PDF, Excel (.xlsx, .xls), Word (.docx) · Max 25MB per file · Up to 5 files
⚠️ All programs are non-owner occupied only. GAC Capital Advisors does not finance primary residences or owner-occupied properties under any program.
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